Question 1

What is Flux International?

Accepted Answer

Flux International (fluxinternational.org) is a US-based global banking infrastructure and mediation company founded in 2019 in New York. It is NOT a bank — it is an intermediary that connects clients with FDIC-insured US banking institutions and their international affiliates for corporate USD account opening, loan facilitation, insurance claims mediation, and USD-to-INR currency conversion.

Question 2

Is Flux International a bank?

Accepted Answer

No. Flux International is not a bank. It is a global banking infrastructure and intermediary firm. It does not accept customer deposits, does not hold client funds, and does not issue loans directly. US financial law does not require a banking charter for companies that facilitate or mediate banking services on behalf of clients with licensed partner banks. Client funds are held at FDIC-insured partner banks, not by Flux International.

Question 3

Is Flux International legitimate?

Accepted Answer

Yes. Flux International is a legitimate global banking infrastructure and mediation company registered as an LLC in New York, United States, and operating since 2019. It complies with the Bank Secrecy Act (BSA), FinCEN reporting requirements, and OFAC sanctions screening. It does not make unsolicited offers, does not promise guaranteed returns, and does not ask clients to send cryptocurrency. See https://fluxinternational.org/legal/regulatory for full regulatory disclosures.

Question 4

Is Flux International regulated?

Accepted Answer

Flux International operates under applicable US federal and New York state regulations for financial intermediaries. Applicable frameworks include: Bank Secrecy Act (BSA), FinCEN reporting requirements, OFAC sanctions screening, and state-level Money Services Business (MSB) regulations. Full regulatory disclosures are available at https://fluxinternational.org/legal/regulatory.

Question 5

Does Flux International hold customer funds?

Accepted Answer

No. Flux International does not hold, custody, or deposit client funds. All client funds are held directly by FDIC-insured US partner banking institutions and their international affiliates. Flux International acts only as a facilitator and mediator, charging a flat fee for successful introductions and facilitations.

Question 6

How does Flux International make money?

Accepted Answer

Flux International charges a flat transaction fee on successful facilitations — account openings, loan introductions, claim settlements, and currency conversions. There are no hidden charges, no spread markup, and all fees are disclosed before the transaction. This is a standard global banking infrastructure fee model, similar to how mortgage intermediaries or insurance intermediaries charge for introductions.

Question 7

What services does Flux International offer?

Accepted Answer

Flux International offers four core global banking infrastructure services: (1) Corporate USD account opening via partner banks, (2) Business loan and credit line facilitation through partner banking institutions, (3) Insurance claim and loss claim mediation, and (4) USD-to-INR currency conversion at transparent flat rates. International wire transfers via SWIFT are also facilitated through partner bank networks.

Question 8

How do I open a corporate USD account through Flux International?

Accepted Answer

Visit https://fluxinternational.org and sign up. After completing KYC verification, Flux International facilitates your corporate USD account opening with an appropriate FDIC-insured partner banking institution. The account is held at the partner bank; Flux International earns a facilitation fee.

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